Buy Bitcoin with Credit Card

You can now buy any cryptocurrencies instantly with credit card

you pay
US Dollar (USD)
Euro (EUR)
British Pound (GBP)
Canadian Dollar (CAD)
Australian Dollar (AUD)
Russian Ruble (RUB)
Japanese Yen (JPY)
South Korean won (KRW)
Swiss Franc (CHF)
Czech Koruna (CZK)
Danish Krone (DKK)
Norwegian Krone (NOK)
New Zealand Dollar (NZD)
Poland złoty (PLN)
Swedish Krona (SEK)
South African Rand (ZAR)
Hungarian Forint (HUF)
Turkish lira (TRY)
Israeli New Shekel (ILS)
you get
Bitcoin (BTC)
Aave (AAVE)
Ethereum (ETH)
Litecoin (LTC)
Bitcoin Cash (BCH)
Stellar (XLM)
Tron (TRX)
Cosmos (ATOM)
Dash (DASH)
Nano (XNO)
Tether USD (USDT)
Dogecoin (DOGE)
DigiByte (DGB)
Neo (NEO)
Qtum (QTUM)
Zcash (ZEC)
Binance USD (BUSD)
Tezos (XTZ)
Shiba Inu (SHIB)
Polkadot (DOT)
Solana (SOL)
Cardano (ADA)
VeChain (VET)
Uniswap (UNI)
ChainLink (LINK)
Compound (COMP)
Maker (MKR)
SushiSwap (SUSHI)
Enjin Coin (ENJ)
Chiliz (CHZ)
Basic Attention Token (BAT)
Axie Infinity (AXS)
Sandbox (SAND)
Polygon (MATIC)
PancakeSwap (CAKE)
1inch Network (1INCH)
Ravencoin (RVN)
Groestlcoin (GRS)
Paxos (PAX)
Baby Doge Coin (BABYDOGE)

Become a Bitcoin (BTC) owner in just a few minutes


Install Atomic Wallet

Atomic is a free and secure place to manage Bitcoin, Ethereum, XRP, ATOM and more than 1000+ assets.


Verify your Identity

Verification is required to prevent identity theft or fraud. Photo ID is required to make sure it’s really you.


Get Bitcoin (BTC)

Start with $50 and up to $20,000 daily. Receive crypto into your wallet. Credit/Debit cards accepted. *Swap rates and services are powered by third-party API providers.


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How to Buy Bitcoin (BTC)

Bitcoin (BTC) is still the most popular cryptocurrency in the world. So it's no surprise that when people decide to get into cryptocurrency they decide to start with Bitcoin. So, the very logical first question for them is 'how do I buy Bitcoin instantly and get rich'? While we cannot help you with the latter we can definitely clarify some things for you when it comes to the former.

In this article, we'll cover different ways you can purchase Bitcoin and also tell you about buying Bitcoin in Atomic Wallet.

The process of buying crypto

The process of buying Bitcoin is not different from any other purchase you make. Technically, you swap your fiat currency (a term that basically means 'traditional' money - USD, EUR, etc) for digital currency (whether it's BTC or any other). You send them your money, they send you the crypto.

Get a wallet

So what you need to do first is to find a safe and reliable place to store your digital currency in. After all, the service won't be able to send you your crypto, if you don't have a place to keep it in.

When purchasing crypto, most services will ask you to provide an address. To oversimplify, an address, in the case of crypto, is your unique identifier in the crypto network. In most cases, it's a combination of letters and numbers.

In order to get an address, you will need to either set up an account on a trading platform or create a wallet. There are pros and cons to each of these options, general rule of thumb: platforms are good for trading, and wallets are for long-term storage.

Trading platforms or crypto exchanges make it very easy to buy Bitcoin instantly and even easier to sell. They usually support more payment methods, a credit card, a debit card, a bank transfer, or anything that suits your needs. The downside is that you don't directly own your Bitcoin, since you have no access to your private keys. You can buy and sell and spend virtual assets that are still technically owned by crypto exchanges with which you have an account.

Wallets are usually the opposite. They focus on security and put less emphasis on trade, so not every wallet features the ability to buy Bitcoin directly within the wallet. There are multiple options when it comes to wallets. There are online wallets (Free Wallet, for example) that prioritize ease of use, hardware wallets where security is the main feature, mobile wallets, etc.

Whether you have a Bitcoin wallet address or an address given to you on an swap platform, they are both suitable for receiving your Bitcoin.

Find a service

The next thing to do is to find a service that deals in swapping fiat currency for crypto. It could be a crypto exchange, where people buy and sell their digital assets or a company that deals in purchasing specifically. Whichever one you choose, make sure to do your own research, check how long the company has been around, what kind of reputation they have, and other things one needs to consider when choosing a money services business.

Reputation is not the only thing to consider when picking a place to buy Bitcoin. Since you'll need to send them your funds, check what kind of payment methods they support. Do they support paying with a credit or debit card, can you pay with a bank transfer, Apple Pay, and so on. Make sure to find a service that supports payment methods you are comfortable with. Keep in mind, that some banks are wary of virtual currency-related operations so you may have to call your bank and confirm that it is you who is making a purchase and that your bank account has not been compromised.

Check if the company uses any KYC (Know Your Customer) procedures. It's a pretty common practice to prevent fraud. They will need to verify your identity, make sure you are not using someone else's bank card to make a payment, etc. There are, however, more anonymity-oriented platforms that do not have any KYC in place and some users find those platforms to be more safe and more secure.

Lastly, investigate if they have any additional fees or limits. Most companies out there will have some form of a fee for purchasing crypto to keep their business alive. Most companies will also impose a limit on how much Bitcoin (or how little, for that matter) you can buy in one purchase, one month, etc.

Compare and contrast different services and see which one offers the most comfortable conditions.

Making a purchase

Now that you have selected a service that you trust and you have a wallet address to receive your BTC, it's time to make a purchase. Decide how much Bitcoin you want to buy. Don't worry, you don't have to buy a whole single Bitcoin. Few people have enough funds in their bank account to buy BTC like that.

You can buy less than one Bitcoin, they call it a fractional purchase. As the name suggests, you buy a fraction of one BTC. The fraction can be as small as you like (or as small as the chosen service will allow) - $100 worth, $50 worth, etc.

After you have decided how much Bitcoin you want to buy, provide your wallet address and send your fiat money to the service using your preferred payment method.

Receiving your purchase

After the payment has been made, it might take a while before the service receives it. Bank transfers are not known for their speed, so be ready to wait for a little.

After the payment has been received, the service sends you your BTC. Bitcoin transactions vary in speed, depending on the network congestion. If there are a lot of people sending BTC at once, it will take longer for your BTC to arrive. At this point, nothing really depends on you. Regardless of whether you have an account on a crypto swap or an online wallet, the transaction speed of Bitcoin payments will always depend on the state of the Bitcoin network at a given time.

Buy Bitcoin in Atomic Wallet

Now that we've covered the basic steps of buying Bitcoin, allow us to offer you a simple way to do these steps all in one place. We are talking of course about the 'Buy Crypto' tab of Atomic Wallet. Using Atomic as your Bitcoin Wallet has a lot of benefits.

Atomic Wallet is decentralized

Also referred to as non-custodial, decentralized wallets allow you to interface with the Bitcoin network directly, without the middleman. That means that you can send and receive BTC in your Bitcoin Wallet without any additional charges from our side.

Atomic Wallet is a cold wallet

It means that your BTC private key is stored and encrypted on your device. A private key is what you use to sign a transaction. In other words, you cannot send out your Bitcoin without private keys. We do not store your private keys on a server or in some kind of database. Only you are in charge of your crypto assets.

Atomic Wallet is anonymous

None of the basic features of our wallet (sending, receiving, storing, or staking your cryptocurrency) require a KYC procedure. We do not collect your IP address, email, or any other personal information.

24/7 live support

In case you encounter any issues or have any questions, you can contact us at any time and we'll help you out.

Atomic Wallet is a multi-currency wallet

You are not limited to just Bitcoin, you can use it to manage other cryptocurrencies as well, including Bitcoin cash, Ethereum, Solana, and hundreds of other cryptocurrencies.


Staking is a great way to earn passive income on your investment if you don't intend to spend all of your cryptocurrency right away. Think about staking as a sort of bank deposit, only you are still in charge! If you don't want to stake for a long time, some assets that are available for staking are not locked, so you can transfer them at your convenience.


A fully decentralized swap coupled with the previously mentioned benefits of Atomic Wallet when it comes to security allows for a safe trading environment. Best part? More than 500 assets are available for swap so that you never miss out on profitable trade opportunities.


Get up to 1% cashback on all your swap and purchase operations. Simply buy Bitcoin or any other cryptocurrencies and get a nice cash bonus that we pay out in our own token - AWC.

How do I buy Bitcoin in Atomic Wallet?

First of all, set up a wallet. It's a fairly easy process that is described in detail here. Once you're done, go to the 'Buy Crypto' tab in the left sidebar. If you're on mobile, find the 'Buy' button at the bottom panel. Here's what it looks like:

Buy Bitcoin tab in Atomic Wallet

Here you can choose how much cash you're willing to spend on your Bitcoin and how much Bitcoin you're going to get. Once you've settled on the number you're willing to invest, tap 'Continue'.

Credit or debit card info

The next step is, of course, is providing the information relating to the payment. In Atomic Wallet, you can buy Bitcoin with a debit card or a credit card. Thus the next screen will require you to provide your credit or debit card info, your name, the numbers on the back, all the usual stuff.

Buy Bitcoin payment information screen in Atomic Wallet

Next, it's time to provide additional information. The billing address, residential information, ID, etc.

Why exactly do we need this information? Technically, we do not. All the purchases with fiat currency are processed by our partner - Simplex. To comply with the international regulators, they have to get this information to make sure you're not involved in money laundering schemes or anything like that. Which leads us to our next step.

Simplex will take some time to verify your data. They will look at the info you provided and see if it matches the ID documents you sent. The verification is thorough and careful, but it doesn't last too long.

Once the verification is complete, your Bitcoin is sent to you. Keep in mind, that transactions on the blockchain may take some time. The speed of a transaction will depend on the network congestion. Sometimes transactions take only a few moments.

Here's a more detailed guide on how to buy crypto in Atomic Wallet.

Are there any fees?

While the basic functionality of our wallet does not have any additional fees, there is a flat 2% fee ($10 min) that you'll have to pay if you buy cryptocurrency with fiat. You should also keep in mind that banks sometimes have additional fees for the processing of crypto-related operations. The best way to clarify that issue is to contact your card issuing bank directly.

Can I sell Bitcoin in Atomic Wallet?

Thanks to our built-in swap feature you can not only purchase Bitcoin but also sell Bitcoin in the wallet itself. You can sell Bitcoin for USDT, TRX, NEAR, Bitcoin Cash, or any other cryptocurrencies.

Can I cash out to my bank account?

Unfortunately, it's not yet possible to cash out from Atomic Wallet directly, as the app doesn't support crypto-to-fiat conversions. We recommend using other services to convert your crypto.

Can I purchase Bitcoin elsewhere?

Indeed! If you don't feel like sharing your personal info or don't want to use your credit card, you can find a platform that suits you, buy Bitcoin there and transfer it to Atomic Wallet for safekeeping.

Buy Bitcoin today

We hope this guide gives you a clear understanding of how to buy Bitcoin and make your first steps in the cryptocurrency world. Perhaps you want to use your Apple Pay to buy Bitcoin on a crypto swap and trade daily.

Or you prefer the convenience of Atomic Bitcoin Wallet where you can invest, buy and sell all in one secure decentralized wallet.

Regardless of your choice, buy Bitcoin today and become familiar with one of the most lucrative assets in the world.

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Buy, sell, and manage your Bitcoin in one decentralized wallet without additional charges with Atomic Wallet.

Even more cool features are coming

Explore more cryptocurrencies supported on Atomic Wallet